Nationwide Outage Leaves Customers Stranded
KCB Bank once again finds itself under public scrutiny after a system failure that exposed the deep cracks in its much-touted digital transformation. On Sunday, October 26, 2025, thousands of KCB customers across the country were left stranded after all major digital services collapsed without warning.
The bank’s ATMs, mobile banking app, USSD code, cards, and even internet banking stopped working, locking out customers from their own money.
For hours, Kenyans were unable to withdraw cash, make payments, or transfer funds, leaving many businesses and families in chaos.
Weekend Breakdown Deepens Frustration
The timing of the failure made matters worse, as it happened over the weekend when physical branches were closed.
Many customers who depended on KCB’s mobile app or card services to pay for goods, transport, and emergency needs were left helpless. Furious customers flooded social media with complaints, accusing the bank of incompetence and demanding accountability.
Many said that such disruptions have become common with KCB, yet the management continues to promise digital efficiency without delivering it.
Vague Response From KCB Sparks Suspicion
KCB posted a short message on X confirming the outage and apologizing for the inconvenience, but it offered no explanation for what caused the system to crash.
The statement merely said that technical teams were working to restore services, urging customers to be patient. For a bank that prides itself as one of East Africa’s biggest financial institutions, this vague response felt dismissive to many who depend on it for critical financial operations.
The lack of transparency raised even more suspicion, with some customers questioning whether the problem was a technical issue or a deeper system failure.
Growing Concerns Over Digital Reliability
The incident has reignited growing concerns about how poorly Kenyan banks, particularly KCB, handle digital reliability. Despite boasting about investing billions in technology upgrades, KCB continues to suffer repeated disruptions.
Each failure not only inconveniences users but also erodes public confidence in the bank’s ability to safeguard clients’ money and provide dependable service.
Many small traders and business owners reported losses because they could not complete transactions during the outage, showing how such failures directly affect livelihoods.
Weak Leadership and Unfulfilled Promises
This outage is a reminder that KCB’s digital system, which serves millions, remains fragile. It also exposes the bank’s weak customer communication strategy, where apologies replace accountability and promises of improvement are rarely followed by visible results.
In a country where digital banking has become essential, the failure of such a major institution to maintain stable services reflects poorly on its leadership and technical management.
Call for Accountability and Better Priorities
KCB’s continued struggle with digital stability now raises a critical question about its priorities. Instead of endless marketing campaigns and awards, the bank should focus on ensuring that its core services work without failure. Until then, customers will continue to bear the brunt of poor planning and unreliable systems from a bank that claims to be the backbone of Kenya’s financial sector.
